When opportunity moves, your capital should too.
Working capital should flex with the real rhythm of your business. Choose the moment you need to fund, then shape a facility around the cash cycle that follows.
Inventory Boost
Secure stock for peak seasons with repayment terms aligned to your sales cycle.
Growth Spikes
Fund high-impact campaigns or expansion without interrupting day-to-day liquidity.
Payroll Precision
Keep your team moving through late-paying contract cycles and seasonal gaps.
Strategic M&A
Move quickly on tactical acquisitions and buyout opportunities when timing matters.
Unmatched Liquidity
Better than traditional bank loans. Faster than venture equity.
Max Amount
5M
Approved in 48 hours.
Interest Rates
FROM 0.8%
Monthly fixed cost.
Term Length
3 - 24 Mo
No early exit fees.
Data-Driven Funding.
No
collateral required.
We don't just look at credit scores. Our AI analyzes your real-time revenue data through API integrations to offer terms that reflect your true potential.
Funding Availability
AUTO-CALCULATED
Eligible Facility
1,250,500
Dynamic APR
4.2%
Zero Friction Journey
From application to capital in your account within 48 hours.
Connect Data
Securely link your bank and accounting APIs in 30 seconds.
Review Offer
Get a definitive funding offer within 24 hours of connection.
Receive Capital
Instant transfer to your Seabridge Credit Union business account.
"Seabridge Credit Union's working capital facility allowed us to triple our inventory before our biggest sale season ever. The process was entirely digital and remarkably fast."
Erik van der Berg
CEO, Nordik Dynamics
Articles & Resources
Ready to boost your liquidity?
Apply now for a no-obligation working capital offer. Your credit score won't be affected during the initial review.